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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,081 | $92,219-31.6% | $76,767-17.8% | $135,380-53.4% |
| Participation rate | 62.5% | 79.8%-17.3pp | 77.0%-14.5pp | 82.6%-20.1pp |
| Annual return | -7.54% | 5.46%-13.0pp | 2.43%-10.0pp | 519.81%-527.3pp |
| Employer contribution / active EE | $1,279 | $3,216-60.2% | $2,485-48.6% | $4,779-73.2% |
| Participant deferral / active EE | $1,589 | $4,508-64.7% | $3,852-58.7% | $5,609-71.7% |
| Admin fee / account holder | $1,310 | $10,749-87.8% | $6,675-80.4% | $10,828-87.9% |