Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,463 | $53,063+187.3% | $124,206+22.7% | $82,637+84.5% |
| Participation rate | 63.4% | 58.4%+5.0pp | 69.6%-6.2pp | 68.1%-4.6pp |
| Annual return | 12.90% | 68.87%-56.0pp | 515.27%-502.4pp | 53.51%-40.6pp |
| Employer contribution / active EE | $732 | $1,530-52.2% | $3,540-79.3% | $2,552-71.3% |
| Participant deferral / active EE | $4,937 | $2,644+86.7% | $3,968+24.4% | $4,126+19.7% |
| Admin fee / account holder | $6,366 | $4,281+48.7% | $5,929+7.4% | $7,339-13.3% |