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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,903 | $106,280-30.5% | $96,538-23.4% | $139,487-47.0% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | -10.17% | 38.48%-48.7pp | 35.74%-45.9pp | 373.84%-384.0pp |
| Employer contribution / active EE | $1,455 | $4,107-64.6% | $3,740-61.1% | $4,755-69.4% |
| Participant deferral / active EE | $1,877 | $5,457-65.6% | $4,880-61.5% | $6,713-72.0% |
| Admin fee / account holder | $2,609 | $7,888-66.9% | $6,737-61.3% | $11,407-77.1% |