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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,964 | $124,351-42.9% | $109,188-35.0% | $167,553-57.6% |
| Participation rate | 70.6% | 79.4%-8.9pp | 75.9%-5.3pp | 82.1%-11.5pp |
| Annual return | 14.29% | 26.04%-11.8pp | 25.76%-11.5pp | 478.89%-464.6pp |
| Employer contribution / active EE | $1,053 | $4,210-75.0% | $3,723-71.7% | $4,840-78.2% |
| Participant deferral / active EE | $1,066 | $5,257-79.7% | $4,654-77.1% | $6,343-83.2% |
| Admin fee / account holder | $8,812 | $7,975+10.5% | $6,755+30.5% | $12,316-28.4% |