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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,206 | $107,368-49.5% | $92,915-41.7% | $152,909-64.6% |
| Participation rate | 81.3% | 79.8%+1.5pp | 76.0%+5.2pp | 82.5%-1.2pp |
| Annual return | 0.72% | 145.64%-144.9pp | 109.45%-108.7pp | 345.46%-344.7pp |
| Employer contribution / active EE | $1,471 | $4,222-65.2% | $3,653-59.7% | $4,764-69.1% |
| Participant deferral / active EE | $1,375 | $4,848-71.6% | $4,238-67.6% | $5,851-76.5% |
| Admin fee / account holder | $15,556 | $7,082+119.7% | $5,796+168.4% | $11,601+34.1% |