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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,279 | $139,948+85.3% | $121,663+113.1% | $154,746+67.6% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 9.32% | 230.52%-221.2pp | 147.54%-138.2pp | 172.34%-163.0pp |
| Employer contribution / active EE | $871 | $3,521-75.3% | $3,020-71.2% | $4,379-80.1% |
| Participant deferral / active EE | $1,573 | $5,629-72.1% | $4,887-67.8% | $6,730-76.6% |
| Admin fee / account holder | $376 | $17,321-97.8% | $14,289-97.4% | $14,365-97.4% |