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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,640 | $97,761-43.1% | $83,850-33.6% | $135,382-58.9% |
| Participation rate | 90.5% | 80.0%+10.5pp | 76.1%+14.3pp | 82.6%+7.8pp |
| Annual return | 13.48% | 1287.44%-1274.0pp | 850.92%-837.4pp | 519.77%-506.3pp |
| Employer contribution / active EE | $2,071 | $4,222-50.9% | $3,631-43.0% | $4,779-56.7% |
| Participant deferral / active EE | $5,106 | $4,682+9.1% | $4,082+25.1% | $5,609-9.0% |
| Admin fee / account holder | $2,688 | $6,674-59.7% | $5,478-50.9% | $10,829-75.2% |