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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,897 | $106,008-39.7% | $92,240-30.7% | $147,586-56.7% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 22.90% | 50.05%-27.1pp | 176.29%-153.4pp | 578.59%-555.7pp |
| Employer contribution / active EE | $1,762 | $4,333-59.3% | $3,680-52.1% | $4,876-63.9% |
| Participant deferral / active EE | $4,090 | $4,478-8.7% | $3,897+5.0% | $5,439-24.8% |
| Admin fee / account holder | $532 | $6,333-91.6% | $5,194-89.8% | $10,886-95.1% |