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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,491 | $91,198+20.1% | $178,503-38.7% | $79,856+37.1% |
| Participation rate | 88.0% | 69.2%+18.8pp | 81.9%+6.1pp | 69.6%+18.4pp |
| Annual return | 14.11% | 24.20%-10.1pp | 151.12%-137.0pp | 31.71%-17.6pp |
| Employer contribution / active EE | $1,427 | $3,257-56.2% | $5,011-71.5% | $2,471-42.3% |
| Participant deferral / active EE | $2,422 | $3,237-25.2% | $5,202-53.5% | $3,741-35.3% |
| Admin fee / account holder | $3,506 | $6,748-48.0% | $13,987-74.9% | $5,306-33.9% |