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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,789 | $84,236+18.5% | $170,435-41.5% | $70,126+42.3% |
| Participation rate | 92.9% | 70.8%+22.0pp | 83.6%+9.3pp | 69.5%+23.3pp |
| Annual return | 15.73% | 23.06%-7.3pp | 205.94%-190.2pp | 73.15%-57.4pp |
| Employer contribution / active EE | $1,424 | $3,387-58.0% | $5,432-73.8% | $2,343-39.2% |
| Participant deferral / active EE | $1,924 | $3,086-37.6% | $4,939-61.0% | $3,332-42.3% |
| Admin fee / account holder | $902 | $5,698-84.2% | $13,881-93.5% | $4,645-80.6% |