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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,922 | $54,357+85.7% | $82,706+22.0% | $68,495+47.3% |
| Participation rate | 77.8% | 63.9%+13.9pp | 72.6%+5.2pp | 67.9%+9.9pp |
| Annual return | -19.70% | -13.67%-6.0pp | 701.76%-721.5pp | -7.84%-11.9pp |
| Employer contribution / active EE | $545 | $2,218-75.4% | $3,007-81.9% | $2,596-79.0% |
| Participant deferral / active EE | $3,333 | $3,246+2.7% | $4,394-24.1% | $4,028-17.2% |
| Admin fee / account holder | $3,502 | $4,396-20.3% | $5,329-34.3% | $5,403-35.2% |