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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,963 | $56,287+33.2% | $80,977-7.4% | $62,881+19.2% |
| Participation rate | 83.8% | 68.9%+14.8pp | 75.8%+8.0pp | 69.3%+14.5pp |
| Annual return | 7.76% | 22.13%-14.4pp | 17.11%-9.3pp | 20.14%-12.4pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,511 | $4,196-40.2% | $5,696-55.9% | $3,203-21.6% |
| Admin fee / account holder | $9,655 | $3,742+158.0% | $5,517+75.0% | $4,296+124.8% |