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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,098 | $81,476+43.7% | $102,383+14.4% | $80,925+44.7% |
| Participation rate | 66.7% | 66.8%-0.2pp | 74.5%-7.8pp | 67.7%-1.0pp |
| Annual return | 20.89% | 25.59%-4.7pp | 24.94%-4.0pp | 35.65%-14.8pp |
| Employer contribution / active EE | $1,144 | $3,105-63.2% | $3,870-70.5% | $2,756-58.5% |
| Participant deferral / active EE | $2,689 | $3,871-30.5% | $5,060-46.9% | $4,299-37.5% |
| Admin fee / account holder | $790 | $6,717-88.2% | $8,391-90.6% | $6,940-88.6% |