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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,527 | $78,670+30.3% | $109,173-6.1% | $85,847+19.4% |
| Participation rate | 69.2% | 68.3%+1.0pp | 75.9%-6.6pp | 69.3%-0.1pp |
| Annual return | 43.59% | 25.09%+18.5pp | 25.75%+17.8pp | 318.61%-275.0pp |
| Employer contribution / active EE | $903 | $2,734-67.0% | $3,723-75.7% | $2,565-64.8% |
| Participant deferral / active EE | $2,444 | $3,467-29.5% | $4,654-47.5% | $3,952-38.2% |
| Admin fee / account holder | $4,279 | $5,469-21.8% | $6,755-36.7% | $6,261-31.7% |