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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,219 | $73,978+27.4% | $96,515-2.4% | $75,173+25.3% |
| Participation rate | 76.9% | 66.4%+10.5pp | 74.3%+2.6pp | 67.2%+9.7pp |
| Annual return | 0.72% | 26.72%-26.0pp | 35.73%-35.0pp | 160.72%-160.0pp |
| Employer contribution / active EE | $1,216 | $2,931-58.5% | $3,740-67.5% | $2,671-54.5% |
| Participant deferral / active EE | $2,918 | $3,660-20.3% | $4,880-40.2% | $4,126-29.3% |
| Admin fee / account holder | $5,753 | $5,219+10.2% | $6,735-14.6% | $5,651+1.8% |