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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,371 | $85,766+237.4% | $136,298+112.3% | $70,126+312.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.41% | 31.46%-15.1pp | 5156.27%-5139.9pp | 73.15%-56.7pp |
| Employer contribution / active EE | $9,092 | $2,966+206.5% | $4,696+93.6% | $2,343+288.1% |
| Participant deferral / active EE | $10,384 | $5,051+105.6% | $6,247+66.2% | $3,332+211.7% |
| Admin fee / account holder | $2,144 | $5,421-60.4% | $9,244-76.8% | $4,645-53.8% |