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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,806 | $77,817+242.9% | $123,553+115.9% | $64,173+315.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -3.45% | 12.49%-15.9pp | 119.21%-122.7pp | 7.63%-11.1pp |
| Employer contribution / active EE | $9,261 | $3,014+207.3% | $4,628+100.1% | $2,381+289.0% |
| Participant deferral / active EE | $7,620 | $5,240+45.4% | $6,426+18.6% | $3,470+119.6% |
| Admin fee / account holder | $19,337 | $5,519+250.4% | $9,284+108.3% | $4,887+295.7% |