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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,461 | $169,237-56.0% | $129,339-42.4% | $145,978-49.0% |
| Participation rate | 47.1% | 76.5%-29.4pp | 69.6%-22.6pp | 80.3%-33.2pp |
| Annual return | 11.12% | 14364.43%-14353.3pp | 9437.05%-9425.9pp | 550.52%-539.4pp |
| Employer contribution / active EE | $1,004 | $5,540-81.9% | $4,154-75.8% | $4,662-78.5% |
| Participant deferral / active EE | $3,280 | $4,991-34.3% | $4,170-21.4% | $6,690-51.0% |
| Admin fee / account holder | $7,593 | $9,882-23.2% | $7,668-1.0% | $13,400-43.3% |