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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,632 | $152,597-69.4% | $117,533-60.3% | $134,532-65.3% |
| Participation rate | 60.0% | 77.1%-17.1pp | 70.6%-10.6pp | 81.2%-21.2pp |
| Annual return | -14.22% | 53.04%-67.3pp | 29.77%-44.0pp | 418.27%-432.5pp |
| Employer contribution / active EE | $1,207 | $5,576-78.3% | $4,179-71.1% | $4,741-74.5% |
| Participant deferral / active EE | $3,559 | $4,821-26.2% | $4,072-12.6% | $6,401-44.4% |
| Admin fee / account holder | $18,447 | $7,007+163.3% | $5,647+226.7% | $11,429+61.4% |