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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,147 | $180,459-60.0% | $154,108-53.2% | $135,380-46.7% |
| Participation rate | 68.2% | 87.4%-19.2pp | 83.0%-14.9pp | 82.6%-14.5pp |
| Annual return | -8.02% | 888.21%-896.2pp | 735.21%-743.2pp | 519.81%-527.8pp |
| Employer contribution / active EE | $3,532 | $6,035-41.5% | $5,298-33.3% | $4,779-26.1% |
| Participant deferral / active EE | $6,957 | $5,806+19.8% | $5,081+36.9% | $5,609+24.0% |
| Admin fee / account holder | $1,833 | $16,145-88.6% | $13,411-86.3% | $10,828-83.1% |