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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,703 | $198,457-67.9% | $170,435-62.6% | $147,586-56.8% |
| Participation rate | 71.4% | 88.0%-16.5pp | 83.6%-12.2pp | 82.8%-11.4pp |
| Annual return | 22.63% | 257.30%-234.7pp | 205.94%-183.3pp | 578.59%-556.0pp |
| Employer contribution / active EE | $3,712 | $6,183-40.0% | $5,432-31.7% | $4,876-23.9% |
| Participant deferral / active EE | $6,507 | $5,629+15.6% | $4,939+31.7% | $5,439+19.6% |
| Admin fee / account holder | $924 | $16,852-94.5% | $13,881-93.3% | $10,886-91.5% |