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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,076 | $86,294-47.8% | $111,303-59.5% | $85,856-47.5% |
| Participation rate | 74.7% | 73.3%+1.4pp | 77.3%-2.6pp | 69.3%+5.4pp |
| Annual return | 10.55% | 19.99%-9.4pp | 54.66%-44.1pp | 318.58%-308.0pp |
| Employer contribution / active EE | $1,266 | $2,043-38.1% | $2,731-53.7% | $2,565-50.7% |
| Participant deferral / active EE | $3,945 | $3,641+8.4% | $4,487-12.1% | $3,952-0.2% |
| Admin fee / account holder | $3,559 | $8,189-56.5% | $7,966-55.3% | $6,261-43.1% |