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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,965 | $78,423-50.3% | $95,964-59.4% | $79,856-51.2% |
| Participation rate | 70.0% | 73.5%-3.5pp | 77.1%-7.1pp | 69.6%+0.4pp |
| Annual return | 9.07% | 19.37%-10.3pp | 91.64%-82.6pp | 31.71%-22.6pp |
| Employer contribution / active EE | $1,250 | $1,945-35.7% | $2,541-50.8% | $2,471-49.4% |
| Participant deferral / active EE | $3,667 | $3,440+6.6% | $4,167-12.0% | $3,741-2.0% |
| Admin fee / account holder | $9,592 | $5,622+70.6% | $6,797+41.1% | $5,306+80.8% |