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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,923 | $87,106+34.2% | $105,607+10.7% | $80,935+44.5% |
| Participation rate | 83.3% | 70.4%+12.9pp | 75.3%+8.1pp | 67.7%+15.7pp |
| Annual return | 20.98% | 17.01%+4.0pp | 116.11%-95.1pp | 35.66%-14.7pp |
| Employer contribution / active EE | $0 | $2,396-100.0% | $3,167-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,482 | $3,986-12.6% | $5,011-30.5% | $4,299-19.0% |
| Admin fee / account holder | $5,299 | $8,447-37.3% | $10,958-51.6% | $6,924-23.5% |