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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,313 | $52,279+15.4% | $89,414-32.5% | $79,852-24.5% |
| Participation rate | 76.5% | 57.5%+18.9pp | 68.0%+8.5pp | 69.6%+6.8pp |
| Annual return | 15.40% | 22.16%-6.8pp | 245.50%-230.1pp | 31.72%-16.3pp |
| Employer contribution / active EE | $188 | $1,572-88.1% | $2,586-92.8% | $2,471-92.4% |
| Participant deferral / active EE | $1,977 | $2,740-27.9% | $3,890-49.2% | $3,740-47.2% |
| Admin fee / account holder | $2,418 | $3,356-28.0% | $4,883-50.5% | $5,306-54.4% |