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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,860 | $43,075+6.5% | $74,577-38.5% | $62,881-27.1% |
| Participation rate | 80.0% | 58.1%+21.9pp | 68.1%+11.9pp | 69.3%+10.7pp |
| Annual return | 8.63% | 17.50%-8.9pp | 20.47%-11.8pp | 20.14%-11.5pp |
| Employer contribution / active EE | $0 | $1,498-100.0% | $2,525-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,569 | $2,389-34.3% | $3,458-54.6% | $3,203-51.0% |
| Admin fee / account holder | $3,602 | $2,840+26.8% | $4,138-13.0% | $4,296-16.2% |