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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,744 | $47,848-10.7% | $81,473-47.5% | $70,126-39.0% |
| Participation rate | 80.6% | 58.3%+22.3pp | 68.0%+12.6pp | 69.5%+11.0pp |
| Annual return | 11.08% | 27.25%-16.2pp | 38.78%-27.7pp | 73.15%-62.1pp |
| Employer contribution / active EE | $182 | $1,527-88.1% | $2,568-92.9% | $2,343-92.2% |
| Participant deferral / active EE | $1,653 | $2,453-32.6% | $3,537-53.3% | $3,332-50.4% |
| Admin fee / account holder | $7,077 | $3,145+125.0% | $4,561+55.2% | $4,645+52.4% |