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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,140 | $112,121+87.4% | $95,960+119.0% | $158,966+32.2% |
| Participation rate | 85.7% | 79.0%+6.7pp | 77.1%+8.6pp | 82.0%+3.8pp |
| Annual return | 13.87% | 171.16%-157.3pp | 91.63%-77.8pp | 302.95%-289.1pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,501 | $4,784-47.7% | $4,167-40.0% | $5,983-58.2% |
| Admin fee / account holder | $13,957 | $10,135+37.7% | $6,797+105.3% | $11,250+24.1% |