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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,571 | $92,219+124.0% | $76,768+169.1% | $135,379+52.6% |
| Participation rate | 64.7% | 79.8%-15.1pp | 77.0%-12.3pp | 82.6%-17.9pp |
| Annual return | 11.79% | 5.46%+6.3pp | 2.43%+9.4pp | 519.79%-508.0pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,263 | $4,508-49.8% | $3,852-41.2% | $5,609-59.7% |
| Admin fee / account holder | $4,150 | $10,749-61.4% | $6,675-37.8% | $10,828-61.7% |