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| Provider | Service type | Compensation |
|---|---|---|
RPA FINANCIAL LLC2 years Service code 27 · EIN 83-1143379 | Advisory (Plan) | $36,329 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,364 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,660 | $65,453+26.3% | $86,691-4.6% | $66,930+23.5% |
| Participation rate | 98.0% | 75.5%+22.6pp | 76.6%+21.4pp | 69.8%+28.2pp |
| Annual return | -17.05% | -10.89%-6.2pp | 35.94%-53.0pp | 1.57%-18.6pp |
| Employer contribution / active EE | $2,831 | $2,154+31.4% | $2,837-0.2% | $2,545+11.2% |
| Participant deferral / active EE | $5,689 | $4,102+38.7% | $4,656+22.2% | $4,238+34.2% |
| Admin fee / account holder | $332 | $642-48.3% | $7,492-95.6% | $593-44.1% |