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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,800 | $64,909+10.6% | $82,312-12.8% | $62,293+15.3% |
| Participation rate | 89.0% | 74.9%+14.1pp | 76.9%+12.1pp | 69.5%+19.5pp |
| Annual return | 25.72% | 21.18%+4.5pp | 25.88%-0.2pp | 28.90%-3.2pp |
| Employer contribution / active EE | $1,842 | $1,676+9.9% | $2,428-24.2% | $2,042-9.8% |
| Participant deferral / active EE | $3,499 | $3,103+12.7% | $3,706-5.6% | $3,169+10.4% |
| Admin fee / account holder | $2,727 | $440+520.2% | $5,608-51.4% | $479+468.8% |