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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,100 | $181,896+53.4% | $156,551+78.3% | $273,972+1.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 11.71% | 30.74%-19.0pp | 32.23%-20.5pp | 41.46%-29.7pp |
| Employer contribution / active EE | $3,377 | $6,248-45.9% | $5,501-38.6% | $4,869-30.6% |
| Participant deferral / active EE | $2,850 | $5,550-48.6% | $4,871-41.5% | $5,287-46.1% |
| Admin fee / account holder | $14,187 | $15,560-8.8% | $13,028+8.9% | $10,133+40.0% |