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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,471 | $180,459+64.8% | $154,108+93.0% | $135,380+119.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.49% | 888.21%-892.7pp | 735.21%-739.7pp | 519.81%-524.3pp |
| Employer contribution / active EE | $3,334 | $6,035-44.8% | $5,298-37.1% | $4,779-30.2% |
| Participant deferral / active EE | $5,397 | $5,806-7.0% | $5,081+6.2% | $5,609-3.8% |
| Admin fee / account holder | $12,128 | $16,145-24.9% | $13,411-9.6% | $10,828+12.0% |