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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,477 | $102,595+16.5% | $94,057+27.0% | $154,746-22.8% |
| Participation rate | 91.7% | 76.0%+15.7pp | 73.3%+18.3pp | 80.7%+11.0pp |
| Annual return | 15.32% | 583.42%-568.1pp | 480.62%-465.3pp | 172.34%-157.0pp |
| Employer contribution / active EE | $953 | $3,147-69.7% | $2,933-67.5% | $4,379-78.2% |
| Participant deferral / active EE | $3,750 | $5,118-26.7% | $4,709-20.4% | $6,730-44.3% |
| Admin fee / account holder | $701 | $7,736-90.9% | $7,244-90.3% | $14,365-95.1% |