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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,530 | $88,702+12.2% | $81,780+21.7% | $145,978-31.8% |
| Participation rate | 85.7% | 75.0%+10.7pp | 72.4%+13.4pp | 80.3%+5.4pp |
| Annual return | 10.75% | 1029.12%-1018.4pp | 776.27%-765.5pp | 550.52%-539.8pp |
| Employer contribution / active EE | $3,257 | $3,084+5.6% | $2,914+11.8% | $4,662-30.1% |
| Participant deferral / active EE | $3,099 | $4,645-33.3% | $4,321-28.3% | $6,690-53.7% |
| Admin fee / account holder | $486 | $8,414-94.2% | $7,384-93.4% | $13,400-96.4% |