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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,018 | $73,988+64.9% | $96,538+26.4% | $75,177+62.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | -6.22% | 26.73%-32.9pp | 35.74%-42.0pp | 160.75%-167.0pp |
| Employer contribution / active EE | $13,414 | $2,930+357.8% | $3,740+258.6% | $2,671+402.2% |
| Participant deferral / active EE | $6,451 | $3,660+76.2% | $4,880+32.2% | $4,126+56.3% |
| Admin fee / account holder | $3,747 | $5,220-28.2% | $6,737-44.4% | $5,651-33.7% |