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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,787 | $72,273+22.8% | $101,275-12.3% | $79,856+11.2% |
| Participation rate | 90.2% | 68.5%+21.7pp | 75.8%+14.4pp | 69.6%+20.6pp |
| Annual return | -9.93% | 22.30%-32.2pp | 46.48%-56.4pp | 31.71%-41.6pp |
| Employer contribution / active EE | $7,680 | $2,691+185.4% | $3,660+109.8% | $2,471+210.8% |
| Participant deferral / active EE | $4,868 | $3,282+48.3% | $4,371+11.4% | $3,741+30.1% |
| Admin fee / account holder | $914 | $4,401-79.2% | $5,948-84.6% | $5,306-82.8% |