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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,754 | $57,352+73.9% | $83,831+19.0% | $64,173+55.4% |
| Participation rate | 86.4% | 68.6%+17.8pp | 76.1%+10.2pp | 69.6%+16.8pp |
| Annual return | 8.08% | 11.38%-3.3pp | 850.99%-842.9pp | 7.63%+0.4pp |
| Employer contribution / active EE | $7,987 | $2,546+213.8% | $3,631+120.0% | $2,381+235.5% |
| Participant deferral / active EE | $3,604 | $2,993+20.4% | $4,082-11.7% | $3,470+3.9% |
| Admin fee / account holder | $16,866 | $4,046+316.8% | $5,479+207.8% | $4,887+245.1% |