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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,354 | $100,792-27.2% | $86,691-15.4% | $134,509-45.5% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -12.89% | 29.08%-42.0pp | 35.94%-48.8pp | 418.13%-431.0pp |
| Employer contribution / active EE | $5,082 | $3,491+45.6% | $2,837+79.1% | $4,741+7.2% |
| Participant deferral / active EE | $2,967 | $5,339-44.4% | $4,656-36.3% | $6,400-53.6% |
| Admin fee / account holder | $18,654 | $10,924+70.8% | $7,492+149.0% | $11,427+63.3% |