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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,852 | $88,707-44.9% | $74,184-34.1% | $273,972-82.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 12.89% | 11.94%+0.9pp | 17.74%-4.8pp | 41.46%-28.6pp |
| Employer contribution / active EE | $4,414 | $3,159+39.7% | $2,370+86.3% | $4,869-9.3% |
| Participant deferral / active EE | $680 | $4,212-83.8% | $3,550-80.8% | $5,287-87.1% |
| Admin fee / account holder | $1,760 | $8,717-79.8% | $5,586-68.5% | $10,133-82.6% |