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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,469 | $59,804+1.1% | $81,988-26.2% | $79,859-24.3% |
| Participation rate | 39.0% | 61.6%-22.6pp | 69.3%-30.3pp | 69.6%-30.7pp |
| Annual return | 17.04% | 17.56%-0.5pp | 41.32%-24.3pp | 31.71%-14.7pp |
| Employer contribution / active EE | $2,898 | $1,713+69.2% | $2,499+16.0% | $2,471+17.3% |
| Participant deferral / active EE | $1,352 | $2,695-49.8% | $3,723-63.7% | $3,741-63.9% |
| Admin fee / account holder | $3,054 | $4,288-28.8% | $5,666-46.1% | $5,307-42.4% |