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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,593 | $55,684-19.9% | $75,906-41.3% | $72,977-38.9% |
| Participation rate | 42.6% | 61.1%-18.5pp | 69.3%-26.7pp | 69.5%-26.9pp |
| Annual return | 21.60% | 27.60%-6.0pp | 30.73%-9.1pp | 81.02%-59.4pp |
| Employer contribution / active EE | $2,571 | $1,687+52.4% | $2,501+2.8% | $2,440+5.4% |
| Participant deferral / active EE | $1,258 | $2,634-52.2% | $3,604-65.1% | $3,608-65.1% |
| Admin fee / account holder | $1,183 | $3,981-70.3% | $5,421-78.2% | $5,124-76.9% |