Filed December 18, 2015
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS4 years Service code 16 · EIN 04-3422848 | Consulting | $21,781 |
Filed as: SENTINEL BENEFIS GROUP, INC. Service code 15 · EIN 04-3015875 | Recordkeeping | $15,828 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,900 | $82,978+5.9% | $129,995-32.4% | $71,457+23.0% |
| Participation rate | 87.3% | 74.1%+13.2pp | 78.5%+8.8pp | 67.9%+19.4pp |
| Annual return | 12.93% | 20.60%-7.7pp | -137.18%+150.1pp | 28.85%-15.9pp |
| Employer contribution / active EE | $1,367 | $2,622-47.9% | $4,320-68.4% | $2,588-47.2% |
| Participant deferral / active EE | $4,596 | $4,432+3.7% | $5,820-21.0% | $4,289+7.2% |
| Admin fee / account holder | $359 | $1,729-79.2% | $10,614-96.6% | $1,587-77.4% |