Filed December 18, 2015
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 16 · EIN 04-3422848 | Consulting | $21,034 |
Filed as: FIDELITY PERSONAL TRUST COMPANY Service code 19 2 CONTRA WAY T4R · MERRIMACK, NH 03054 | Securities Custodian | $12,003 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,205 | $91,552+1.8% | $133,956-30.4% | $79,858+16.7% |
| Participation rate | 88.8% | 73.3%+15.4pp | 79.8%+8.9pp | 69.6%+19.1pp |
| Annual return | 12.23% | 61.85%-49.6pp | 45.09%-32.9pp | 31.71%-19.5pp |
| Employer contribution / active EE | $340 | $2,384-85.7% | $3,919-91.3% | $2,471-86.2% |
| Participant deferral / active EE | $4,169 | $3,733+11.7% | $5,048-17.4% | $3,740+11.5% |
| Admin fee / account holder | $357 | $6,321-94.4% | $8,927-96.0% | $5,306-93.3% |