Filed December 18, 2015
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
SENTINEL PENSION ADVISORS2 years Service code 16 · EIN 04-3422848 | Consulting | $22,690 |
Filed as: SENTINEL BENEFITS GROUP, INC. Service code 15 · EIN 04-3015875 | Recordkeeping | $7,631 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,445 | $99,985+14.5% | $146,665-22.0% | $85,850+33.3% |
| Participation rate | 90.8% | 73.1%+17.7pp | 80.1%+10.7pp | 69.3%+21.5pp |
| Annual return | 8.20% | 18.93%-10.7pp | 22.74%-14.5pp | 318.53%-310.3pp |
| Employer contribution / active EE | $739 | $2,559-71.1% | $4,136-82.1% | $2,565-71.2% |
| Participant deferral / active EE | $5,552 | $4,006+38.6% | $5,506+0.8% | $3,952+40.5% |
| Admin fee / account holder | $376 | $7,702-95.1% | $10,280-96.3% | $6,260-94.0% |