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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,857 | $144,130-39.0% | $117,861-25.5% | $147,586-40.5% |
| Participation rate | 90.0% | 83.4%+6.6pp | 79.7%+10.3pp | 82.8%+7.2pp |
| Annual return | 6.62% | 531.20%-524.6pp | 335.11%-328.5pp | 578.59%-572.0pp |
| Employer contribution / active EE | $9,051 | $4,897+84.8% | $3,786+139.0% | $4,876+85.6% |
| Participant deferral / active EE | $8,097 | $5,316+52.3% | $4,482+80.6% | $5,439+48.9% |
| Admin fee / account holder | $6,250 | $10,887-42.6% | $8,021-22.1% | $10,886-42.6% |