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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,622 | $142,409+5.8% | $119,634+25.9% | $134,545+11.9% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.3%+9.6pp | 81.2%+7.7pp |
| Annual return | -25.91% | -12.46%-13.5pp | -14.98%-10.9pp | 418.37%-444.3pp |
| Employer contribution / active EE | $3,650 | $5,224-30.1% | $4,232-13.8% | $4,742-23.0% |
| Participant deferral / active EE | $8,952 | $6,468+38.4% | $5,601+59.8% | $6,401+39.8% |
| Admin fee / account holder | $11,841 | $13,594-12.9% | $10,329+14.6% | $11,431+3.6% |