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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,156 | $129,737+244.7% | $119,126+275.4% | $154,746+189.0% |
| Participation rate | 94.4% | 78.9%+15.6pp | 75.8%+18.7pp | 80.7%+13.7pp |
| Annual return | 4.56% | 379.08%-374.5pp | 282.11%-277.6pp | 172.34%-167.8pp |
| Employer contribution / active EE | $15,018 | $4,375+243.3% | $4,034+272.3% | $4,379+243.0% |
| Participant deferral / active EE | $11,592 | $5,842+98.4% | $5,318+118.0% | $6,730+72.2% |
| Admin fee / account holder | $23,530 | $11,961+96.7% | $10,693+120.0% | $14,365+63.8% |