See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 27 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Plan) | $58,062 |
Filed as: FREEDOM ONE RETIREMENT SERVICES Service code 15 · EIN 38-2794855 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $7,921 |
NATIONAL FINANCIAL SERVICES3 years Service code 19 · EIN 04-3523567 | Securities Custodian | $5,291 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,589 | $54,573+132.0% | $90,951+39.2% | $73,488+72.3% |
| Participation rate | 91.1% | 61.2%+29.9pp | 69.0%+22.1pp | 70.7%+20.4pp |
| Annual return | 4.08% | 16.69%-12.6pp | 134.60%-130.5pp | 28.51%-24.4pp |
| Employer contribution / active EE | $621 | $991-37.3% | $2,122-70.7% | $2,270-72.6% |
| Participant deferral / active EE | $5,750 | $2,517+128.5% | $3,373+70.5% | $3,740+53.8% |
| Admin fee / account holder | $642 | $521+23.1% | $5,959-89.2% | $513+25.2% |