See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2 years Filed as: CAPTRUST INVESTMENT ADVISORS Service code 27 8031 M-15 · CLARKSTON, MI 48348 | Advisory (Plan) | $58,054 |
FREEDOM ONE RETIREMENT SERVICES LLC2 years Filed as: FREEDOM ONE RETIREMENT SERVICES Service code 15 · EIN 38-2794855 8031 M-15 · CLARKSTON, MI 48348 | Recordkeeping | $11,813 |
NATIONAL FINANCIAL SERVICES2 years Service code 19 · EIN 04-3523567 | Securities Custodian | $5,244 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,747 | $49,138+137.6% | $84,015+39.0% | $65,185+79.1% |
| Participation rate | 93.6% | 60.7%+32.8pp | 69.0%+24.6pp | 70.2%+23.4pp |
| Annual return | 5.49% | 23.00%-17.5pp | 71.31%-65.8pp | 29.38%-23.9pp |
| Employer contribution / active EE | $680 | $914-25.6% | $1,983-65.7% | $2,177-68.8% |
| Participant deferral / active EE | $5,957 | $2,397+148.5% | $3,239+83.9% | $3,514+69.5% |
| Admin fee / account holder | $648 | $543+19.2% | $6,101-89.4% | $847-23.6% |